How To Make A SHTF Financial Survival Plan

Are you concerned about your personal economic situation?   Worried about how you’ll survive if things continue to go downhill?   Do you work in an industry that is shutting doors at an alarming rate?   Inching closer to retirement?   You need a financial survival plan.

 

Financial Survival Plan for 2017

There are huge issues brewing for those looking to retire on pensions.  This is where my husband and I find ourselves.   A projected FY17 $1.8 trillion dollar deficit is nervous making for Baby Boomers wanting to retire.  Take, for example, the Dallas cops who chose to take their pensions in one lump sum, fearing the money will soon be gone.

You may be facing a job loss, or another situation where your monthly income will be drastically cut.  Regardless of the reason, now is the time to prepare for your family’s  financial survival, before things head south.

Create a Financial Survival Plan Before The Next Crisis

 

Know What You Have Coming In. Know What Is Going Out.

Begin 2017 with a resolution to cut your expenses to an all time low.   This not only saves money, but insures that when there is less coming in, you’ll still meet your needs.

Your first step will be to write down how much money  you have coming in each month.  Next write down how much money is going out each month.   This gives you not only something concrete to refer to, but also a way to track your progress.   On her website, and in her book, Survival Mom, Lisa Bedford offers an excellent and non-intimidating worksheet to help you create a financial survival plan.

Once you understand where your money is going you can begin to plug the leaks and be proactive in your quest to create your unique blueprint to financial survival.

Set Goals

How much would you need to have saved to cover one month of your living expenses?  What about six months of your living expenses?

Do you have any big expenses coming up?   My husband and I need a new roof for our home.  We had hoped that this roof would have lasted us another couple of years when we might have most of the costed saved up.  Nope.     Now we are looking at adding another $10,000 to the debt load we’ve been working so hard to pay off.

sigh.

You can bet we’ve set a goal to create a more aggressive savings fund for future home repairs.

Cut Expenses

Do you still need that premium cable package?  Downgrade your cable plan. (Hello Netflix!) Don’t use all your phone minutes?  Go with a less expensive plan.  Life was  good even before smart phones.

What are you paying for that you no longer use?  The gym membership?   An online service that you could easily go without?

Change out those light bulbs to energy efficient bulbs.

Trade in your gas guzzling SUV for something that costs much less to get you where you’re going.  And remember to batch your errands!

One of the best resources I’ve ever found on cutting expenses and preparing for a strong financial future costs less than a fast food dinner out.  Take a look.

3 Months Of What Your Family Uses Daily Is Part Of A Financial Survival Plan

Create a Stock Pile

I’m a firm believer that having at least a 3 month supply of what you use on a daily basis, purchased in bulk, on sale and with coupons, is the same as money in the bank.   How nice to have the knowledge that in an emergency you wouldn’t need to worry about going to the store for at least 3 months?

By writing down what you family eats for seven breakfasts, lunches and dinners, you will be on your way to knowing what to stock up on for a three month supply of food.

Next write down how many rolls of toilet paper, boxes of tissues, tube of tooth paste, etc. that you go through a week or a month.  What else does your family use on a daily basis?

And don’t forget to add in your drinking water as part of your three month supply!

Sell It!

 

One of the best decisions I made in 20016 was to go minimalist.  A successful Prepper is an organized Prepper.  You’ve got to know what you’ve stored and where you’ve stored it to make it through a disaster.

Look around your home.  What do you have that you don’t use?  Sell it!   Have a garage sale.  Or sell it on a Facebook yard sale page.  Simply type in the name of your city and ‘yard sale’ into the Facebook search bar, and you’ll find several cites to sell on, without having to ship or pay for ads.

Be brutal.  If you don’t use it on a regular basis, make some money off of it.

Find A Side Gig

Sometimes, there simply isn’t enough coming in, to meet the bills, much less to create a successful financial survival plan.  This is when a totally new stream of revenue needs to be found in order to make your financial security plan complete.

Look towards your skills and passions.  I’ve always had a heart for emergency preparedness and self sufficiency.  So it’s natural for me to blog about it with a goal to turn my knowledge into a work at home job.  This is the perfect way for me to stay at home with a medically fragile child, while adding another stream of income to help us better meet our son’s medical needs and prepare for retirement.

Food Storage has always been a passion of mine as well.  While my friends were having lingerie themed bridal showers, mine was……wait for it……FOOD STORAGE themed.  Yup.   I was a Prepper years before prepping was cool.

Because of my desire to have a deep pantry, I became a consultant for Thrive Life.   I’m not a host a party kind of girl, everything I do is online only.   I also receive discounts off of what I order.  It’s a win-win for me, and might be just what you’ve been looking for.

Maybe you’re a people person and working a part time job in your favorite store might be just the thing to bring in an extra source of income.

A Financial Survival Plan To Become Debt Free

Do You Have Skills Others Don’t?

Do you sew?  Quilt?  (Totally jealous if you do!)  How about selling via craft shows and local expos?

A neighbor with mad cake making and decorating skills creates and sells her master pieces from home.  Her work beats the socks off anything I’ve seen in bakeries.

Are you a gardener?   I’m hoping to sell my excess veggies this year to bring in a little extra money.   Are you great at fixing stuff?   You could start a new business using those skills.

Use It Up, Wear It Out, Make It Do, Or Do Without

One of the biggest hurdles in creating a financial survival plan is the mind set that our society embraces that whoever  has the most toys wins.  Assigning meaning to stuff, at the cost of our self worth, or our health, vastly limits our ability  to prepare for an uncertain future.

Without the clutter, you can focus on what’s important: preparing your family to make it through a financial crisis.

What are you doing as part of your financial survival plan?

Sharing is Caring:

Thrive Monthly Q Program for Preppers!

Thrive Monthly Q Program reflects the understanding that often people hesitate in getting their food storage because they simply don’t know where to start, how to use it, and how to budget for it.  To remedy this, Thrive Life has created the Monthly Q Program which offers a variety of ways to incorporate their products into your food storage AND you every day cooking, as well as a way to get the lowest prices at the same time.

 

WHAT IS THE THRIVE LIFE MONTHLY Q PROGRAM?

You decide the budget. You choose what you want delivered. It’s that easy.
With the Q, the groceries come to you each month! Trade in those last-minute grocery store trips and spendy fast food runs for the unbeatable convenience of THRIVE foods. Discover a better way to shop with the Q.

Build Your Food Storage Easily, Effectively and Inexpensively with The Monthly Q From Thrive

HOW DOES THE Q WORK?

1. Select the foods you like by adding your favorite Thrive foods to your Q (what I do) OR by selecting the recipes you use the most.  The Q will organize your foods into customizable monthly shipments.

2. Set a monthly budget.  Choose the amount you want to spend each month to build your Home Store.    No need to spend more money: simply reallocate part of your monthly food budget to your Q.

3.  Get monthly shipments at low prices.  THRIVE foods are shipped to your doorstep on the date you choose.  Save time and money by avoiding unnecessary trips to the grocery store.  Because I’m local, I just pick my orders up myself, saving me the shipping.  If you are local, you can to do the same!  While you’re there be sure to try out a few of their products from their sample bar.  Yum!

 

 

 

 

How To Have The Thrive Monthly Q Delivered To Your Door

BECOME A MEMBER OF THE Q CLUB TO RECEIVE EVEN MORE GREAT DEALS!

By starting your Q shipments with an order of $100.00 or more in product OR signing up as a consultant—you will get a FREE membership in the the Q Club.

How to join the Thrive Life Q Club For FREE

The Thrive Monthly Q Club

WAIT!  THERE‘S MORE…….LOTS MORE!

Why You Should Sign Up For Thrive Life's Q Club

I AM BUILDING MY FOOD STORAGE PANTRY USING THE  THRIVE MONTHLY Q-PONS, SPECIALS AND Q CLUB REWARD POINTS TOWARD FREE PRODUCT

Q-pons and the Thrive Monthly Q Program

As a Q Club member, each month you will have access to Thrive’s Q-pon of the month.  This Q-pon will reflect a SIGNIFICANT savings on that month’s product.  You can bet that my Q takes advantage of each monthly Q-pon…..I really stock up!

HOW TO SIGN UP FOR THRIVE LIFE MONTHLY Q PROGRAM

Buy Thrive Freeze Dried Foods NOW!

Click the image above to be taken directly to the page where you can sign up for the Thrive Monthly Q Program

How To Sign Up For The Monthly Thrive Life Q

 

Look for the My Q  link.  Click on it.  You will taken to a page that looks like this:|

How to sign up for Thrive Life Monthly Q Club

Click on the red box with the words ‘Get Started’

This will lead you to a page with a header like the one below.  It will walk you through, step by step, how to set up your first Q.  Remember that if you want a FREE MEMBERSHIP into the Q Club, your first shipment will need to be $100.00 or more!  OR you can sign up to be a consultant and earn free product!  The choice is yours!

Thrive Life Q

You will also have the opportunity to choose your own items to add to your Q, or allow Thrive to add a well rounded mix to your Q that also stays within your budget.

Add Items to Your Thrive Monthly Q Program

There will be the option  choose The Smart Start for your first 3 months on The Thrive Monthly Q Program.   In a QUICK  THREE MONTHS you’ll have your home store up and running with everything from food to recipes!

The Chef’s Selections 200

Quickly Build Your Home Store With The Smart Start 200 and the Thrive Montly Q Program

The Smart Start: Chef’s Selections 200 is packed with high quality THRIVE products like meats, THRIVE Express, and Sauces and Seasonings, and you’ll get an even better price on the included THRIVE foods than you would buying them separately! Includes 65 THRIVE products, a booklet of 38 recipes, and meal planners and shopping lists for easy meal prep.

Month 1 includes 18 Pantry Cans, 4 Spice Cans, and 2 Express Pouches

Month 2 includes 18 pantry cans and 4 Express Pouches

Month 3 includes 18 pantry cans and 1 Express Pouch

 

Activate Your Q

Your very last step is to click on that ACTIVATE Q button.  Or else you’ll be waiting for that first shipment of your Thrive Monthly Q Program to arrive and wondering why it hasn’t yet.  Ask me how I know.  (ahem)

 

 

 

Save

Save

Save

Save

Save

Save

Save

Save

Save

Save

Save

Save

Sharing is Caring:

How to make goat milk yogurt.

My son, Parker, follows the SCD diet for his ulcerative colitis.  This diet calls for yogurt.  Goat milk yogurt is our yogurt of choice.   Either powdered goats milk or fresh goats milk will work just fine.  This recipe also works for cow’s milk.   It’s important to know you can replicate any foods required for a special diet when the shtf, in one of it’s many forms.  

goat milk for goat milk yogurt
It’s actually a pretty simple process.   I used a gallon and a half of fresh goat milk and put it into a a clean pot, allowing it to slowly warm up to 180 degrees.  Make you that when you check the temperature you stir the milk so that you get an overall reading.  You’ll want to keep the milk at 180 degrees for at least 2 minutes.

Next, take the your pot of milk off the hot burner and onto a cool one.   I often just place the entire pot into a sink of ice water to hurry the cooling process.  You want to let your milk cool to 100 degrees.

Once you milk has cooled to 100 degrees, pour a bit out into another container.    Add your yogurt ‘start’ to that small bit, stirring to make sure there are no lumps.  Then pour your newly mixed ‘start’ into the large pan and stir some more.  You want to make sure the starter and milk are well mixed.

cooking thermometerHeat your milk to 180 for at least 2 minutes and then allow it to cool to 100 degrees.

I used about 1/4 of a cup of yogurt starter.  What is a yogurt starter?  It’s simply a bit of yogurt I’ve saved back from my previous batch of goat milk yogurt.

goat milk yogurt start

Is this your first batch of yogurt?  No worries.  You can purchase a container of plain goat milk yogurt and use that.  OR you can use the packaged yogurt starter.    Simply follow the directions on the package.

Next  I poured the soon to be yogurt into clean half gallon mason jars.  We use a LOT of goat milk yogurt so I tend to make a lot at a time.   Feel free to start with a smaller amount!

Next I screw on the tops and rings and place each half gallon into my Excalibur dehydrator.  Yup.  You can make yogurt in the Excalibur.  Sweet, eh?

I keep my yogurt fermenting at about 100-115 degrees for at least 24 hours.   After the 24 hours have passed, I put the yogurt into the fridge to chill for about 24 hours.

What?  You don’t own an Excalibur?  Worry not.  You can use a yogurt maker, or even put your covered pot of milk and starter into the oven and use the oven light as a heat source.  Or how about using your crockpot?

Do you have someone on a special diet the likes of which you will need to replicate in case of a time of crisis?

Sharing is Caring: